When you have medical health insurance within the US, it is rather doubtless that your protection is sponsored by an employer, be it yours, your partner’s or your mother or father’s. About half of all Individuals have well being protection underneath an employer-sponsored plan.
Employer-sponsored well being plans can be found to staff once they first develop into eligible for protection and yearly through the employer’s open enrollment interval.
Not like the person insurance coverage market, this window shouldn’t be set by the federal government. It varies from employer to employer, and the plan yr for employer-sponsored well being protection shouldn’t be all the time the identical because the calendar yr.
However staff even have the chance to enroll or make modifications to their protection throughout particular enrollment intervals, that are tied to sure qualifying life occasions.
This text will clarify what you should find out about particular enrollment intervals for employer-sponsored well being plans. You will find out how they differ from particular enrollment intervals for particular person medical health insurance and the pliability of employers by way of particular enrollment intervals.